Acca Insurance: How It Works And The Best Offers 2021

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They say nothing is more heartbreaking for a player than missing in a penalty shootout. We’d be inclined to agree. But as a punter is there anything worse than seeing the last game on your acca fail, denying you a big payout? We think even the bookies feel a little sympathy for these ones. This is why many have introduced acca insurance.

 This is a fantastic offer that prevents you from completely losing out should one outcome on your accumulator fail. It’s becoming one of the most popular offers for punters across many top betting apps and it really is no wonder.

Below you’ll find everything you need to know about insurance on your accumulator and where to play it.


Best Acca Insurance Offers

No matter what the football market, you’ll find a bookmaker to suit your accumulator needs. In many cases, you’ll be able to add insurance to it.

Below you’ll find some of our favourite acca insurance wagers currently offered by bookmakers alongside some of their main terms & conditions.

Accumulator insurance is currently only offered by various bookmakers. It gives you all or part of your stake back if your accumulator misses by one result. We absolutely love acca insurance as it saves you lots of money and takes away the annoyance of losing your money if you get close to a win. Make sure you’re picking the right bookie to bet with and covering your bets all the way!


William Hill square logo

William Hill Accumluator Insurance

William Hill have meddled around with accumulator insurance for some time now, tweaking their offer to keep it fair and interesting. Their latest insurance offering comes by way of their latest offer “Acca Freedom”. This allows you to choose between boosting your five-fold accumulator (or greater) or adding insurance to it.

Boosts can be applied on trebles and above, but insurance cannot be selected until at least five selections have been made. This offer can only be applied once per day so be wise in where you use it, if you are planning on placing multiple bets throughout the day.

William Hill acca insurance offer

One Bet Boost, per customer, per day, on trebles & above (except for Horse Racing & Greyhound Racing), or one Acca insurance industry pre-match five-folds or above. Max stake £20, free bet stake not included in returns. At least five selections must have min odds of 1/5 (1.2) or more to trigger insurance. On each way bets, only the “win” part is boosted or insured. Available only on selected markets. Online only. Terms apply.

The William Hill app is one of the best apps for navigation, in our opinion. It is reliable and trustworthy and has plenty of other bonuses available to take advantage of.


Paddy Power app

Paddy Power Accumulator Insurance

Paddy Power offers a free bet equal to your stake (up to £10 max) if one selection of your 4 fold or greater lets you down. This applies to ALL sports and markets, with the exception of horse racing and enhanced match odds markets. It’s even available on the same game multi-bets.

Most accumulator insurance offers start at a minimum of 5 selections or greater. Paddy Power has gone the extra mile and also offered this out on 4 folds.

Paddy Power acca insurance

In order to qualify for the insurance, each selection must contain minimum odds of 1/5 (1.20). A fantastic offer from a very respectable online bookmaker. This is one of the broadest, most generous insurance offerings out there. If you like a little safety net with your accumulators, the Paddy Power app is certainly worth taking a look at.


Ladbrokes app

Ladbrokes Acca Features

Another recommendable online bookmaker that offers accumulator insurance is Ladbrokes. They will provide insurance up to £10 on 5 folds or greater across specific markets.

  • Match result.
  • Both teams to score.
  • Correct score.
  • Total goals over/under.

Ladbrokes acca features

With most insurance offers only one free bet can be awarded, per customer, per day. The same applies here. Minimum odds for each selection must be 1/10 (1.10) and the total odds for the accumulator must be at least 3/1. Full terms about this offer can be found on the Ladbrokes app.

Ladbrokes do a good job of taking care of their customers, offering free games and bonuses on a regular basis. Examples of this would be their 1-2-Free football prediction game and their free daily spin on the Ladbrokes bonus wheel. 


Boylesports app

Boyle Sport - All Sports Insurance

For those looking for accumulator insurance on horse racing, look no further than Boylesports. Their accumulator insurance covers all markets and all sports without any exceptions. This offer applies to any 5 fold+, including pre-match and in-play bets.

There are some specific terms that are worth noting here

  1. Free bet if one pick lets you down on a 5 fold or greater.
  2. Minimum stake = £5 and has a maximum free bet return of £20.
  3. Odds for each pick must be a minimum of 1/2 (1.50).
  4. Qualifying bets must be placed and settled on the same day.
  5. Only qualifying bets where one pick misses will cause the insurance to kick in.
  6. If a pick is voided, this will cease to be classed as a selection in the bet.
  7. Free bets, cashed out bets and voided bets do not qualify for insurance.
  8. Only one free bet per customer, per day.
  9. Free bets will show on the account in 24 hours and expires 7 days after.
  10. Free bet stakes will not be returned in any win from the free bet used.
  11. UK & Ireland Customers only.

accumulator insurance with Boylesports

Boylesports have quite a heavy focus on horse racing and as such have a variety of unique offers available on top of accumulator insurance. They aren’t too shabby at other sports either. They are not the most renowned bookmaker in the online marketplace but are worth signing up to as there is frequently value to be had here that is unavailable anywhere else.


What Is Acca Insurance?

Acca insurance works out pretty much as a failsafe for punters. If one team/outcome lets you down on an accumulator then you will receive all, or a portion of, your stake back.

It’s essentially a safety net for your wager and a small consolation for only just missing out on a huge pot.

Is most commonly played with football bets and more often than not you’ll find bookies pushing it as one of their more popular bonuses.