Best Acca insurance offers 2021

They say nothing is more heartbreaking for a player than missing in a penalty shootout. We’d be inclined to agree. But as a punter is there anything worse than seeing the last game on your acca fail, denying you a big payout?

We think even the bookies feel a little sympathy on these ones. Which is why many have introduced acca insurance. This is a fantastic offer which prevents you from completely losing out should one outcome on your accumulator fail.

It’s becoming one of the most popular offers for punters across many top betting apps and it really is no wonder.

Below you’ll find everything you need to know about insurance on your accumulator and where to play it.

What Is Acca Insurance?

Acca insurance works out pretty much as a failsafe for punters. If one team/outcome lets you down on an accumulator then you will receive all, or a portion of, your stake back.

It’s essentially a safety net for your wager and a small consolation for only just missing out on a huge pot.

Many bookmakers offer this nowadays from the likes of Titan Bet to SkyBet acca insurance.

Is most commonly played with football bets and more often than not you’ll find bookies pushing it as one of their more popular bonuses.

Which Bookmakers Offer Acca Insurance?

Many bookmakers will offer acca insurance these days with all the UK’s leading outlets having some form of offer.

For the most part they’ll return your stake if the bet loses and usually to a maximum of around £25, so if you’re backing an accumulator with £100, you’ll only likely receive a quarter of that back.

It’s still a fantastic offer to take though and really can save money in the long run. You’ll find on the likes of the Paddy Power app, Ladbrokes app and the Coral sports app all offer them. Here at Betting Apps we never fail to bring you the very finest acca insurance offers.

Best Acca Insurance Offers

No matter what the football market, you’ll find a bookmaker to suit your accumulator needs. In many cases, you’ll be able to add insurance to it.

Below you’ll find some of our favourite acca insurance wagers currently offered by bookmakers alongside some of their main terms & conditions.

Accumulator insurance is currently only offered by various bookmakers. It gives you all or part of your stake back if your accumulator misses by one result. We absolutely love acca insurance as it saves you lots of money and takes away the annoyance of losing your money if you get close to a win. Make sure you’re picking the right bookie to bet with and covering your bets all the way!

William Hill Insurance

William HillWilliam Hill have meddled around with accumulator insurance for some time now, tweaking their offer to keep it fair and interesting. Their latest insurance offering comes by way of their latest offer “Acca Freedom”. This allows you to choose between boosting your five-fold accumulator (or greater) or adding insurance to it.

Boosts can be applied on trebles and above, but insurance cannot be selected until at least five selections have been made. This offer can only be applied once per day so be wise in where you use it, if you are planning on placing multiple bets throughout the day.

William Hill acca insurance offer

One Bet Boost, per customer, per day, on trebles & above (except for Horse Racing & Greyhound Racing), or one Acca insurance industry pre-match five-folds or above. Max stake £20, free bet stake not included in returns. At least five selections must have min odds of 1/5 (1.2) or more to trigger insurance. On each way bets, only the “win” part is boosted or insured. Available only on selected markets. Online only. Terms apply.

The William Hill app is one of the best apps for navigation, in our opinion. It is reliable and trustworthy and has plenty of other bonuses available to take advantage of.


Paddy Power Acca insurance.

Paddy PowerPaddy Power offer a free bet equal to your stake (up to £10 max) if one selection of your 4 fold or greater lets you down. This applies to ALL sports and markets, with the exception of horse racing and enhanced math odds markets. It’s even available on same game multi bets.

Most accumulator insurance offers start at a minimum of 5 selections or greater. Paddy Power have gone the extra mile and also offered this out on 4 folds.

Paddy Power acca insurance

In order to qualify for the insurance, each selection must contain minimum odds of 1/5 (1.20). A fantastic offer from a very respectable online bookmaker. This is one of the broadest, most generous insurance offerings out there. If you like a little safety net with your accumulators,  the Paddy Power app is certainly worth taking a look at.



BoylesportsFor those looking for accumulator insurance on horse racing, look no further than Boylesports. Their accumulator insurance covers all markets and all sports without any exceptions. This offer applies to any 5 fold+, including pre-match and in-play bets.

There are some specific terms that are worth noting here

  1. Free bet if one pick lets you down on a 5 fold or greater.
  2. Minimum stake = £5 and has a maximum free bet return of £20.
  3. Odds for each pick must be a minimum of 1/2 (1.50).
  4. Qualifying bets must be placed and settled on the same day.
  5. Only qualifying bets where one pick misses will cause the insurance to kick in.
  6. If a pick is voided, this will cease to be classed as a selection in the bet.
  7. Free bets, cashed out bets and voided bets do not qualify for insurance.
  8. Only one free bet per customer, per day.
  9. Free bets will show on the account in 24 hours and expires 7 days after.
  10. Free bet stakes will not be returned in any win from the free bet used.
  11. UK & Ireland Customers only.

accumulator insurance with Boylesports

Boylesports have quite a heavy focus on horse racing and as such have a variety of unique offers available on top of accumulator insurance. They aren’t too shabby at other sports either. They are not the most renowned bookmaker in the online marketplace but are worth signing up to as there is frequently value to be had here that is unavailable anywhere else.



LadbrokesAnother recommendable online bookmaker that offers accumulator insurance is Ladbrokes. They will provide insurance up to £10 on 5 folds or greater across specific markets.

  • Match result.
  • Both teams to score.
  • Correct score.
  • Total goals over/under.

Ladbrokes acca features

With most insurance offers only one free bet can be awarded, per customer, per day. The same applies here. Minimum odds for each selection must be 1/10 (1.10) and the total odds for the accumulator must be at least 3/1. Full terms about this offer can be found on the Ladbrokes app.

Ladbrokes do a good job of taking care of their customers, offering free games and bonuses on a regular basis. Examples of this would be their 1-2-Free football prediction game and their free daily spin on the Ladbrokes bonus wheel. Both bonuses when available are well worth partaking in.


Why Use Different Bookies?

It can often be a good idea to use multiple betting apps when playing accas as the insurance market is one that can really help you.

By using different bookies to get the best offers you can cover your bets in a variety of different ways. It’s worth taking advantage of these offers to get your stake back and save yourself some cash.

Most stakes come back as a free bet that needs to be used within a week and it’s worth checking the terms and conditions to make sure you are getting the offer right and using the free bet.

When To Use Acca Insurance

Naturally, it’s always a good idea to use acca insurance as football is always an unpredictable sport.

However, if there are games that you’re a little unsure of it’s always a good idea to seek out acca insurance. In many bookmaker’s cases you’ll only be able to receive insurance once a day. So if you plan on building multiple accas, use the insurance on the bet you’re least confident with.

It’s all about judgement and playing safe with insurance is ideal for those wagers with that small nagging feeling. Perhaps one side is a little out of form, or more depends on this fixture for the outsider. Recognising these situations and playing accordingly really is key.

In the main though, using acca insurance is always useful. Here at Betting Apps, we’ll always bring you the best insurance offers to enjoy across all of our favourite betting apps. Give us a follow on twitter to keep up to date with the latest offers, news and gossip.